The One Month Spending Freeze Challenge

Welcome to the One Month Spending Freeze Challenge!

Whether you need to save more money, get out of debt, or spend less, this spending freeze challenge is a great way to whip your finances into shape! © tomsaga –

Have you ever wanted to get out of debt fast, save more money, or spend less money to live a more simple life? I believe a spending freeze can help you with all of those. You can do this spending freeze challenge at any time you would like. No need to wait until the start of a month to get going.

I encourage you to try a month long spending freeze, because I really believe it has the power to change your life if you are serious about it. If you are going to take the plunge, I wish you the best of luck!

31 Days to Whip Your Finances into Shape!

These are all the posts in the One Month Spending Freeze Challenge. Click on a link to take you to a specific post.

Day 1 – The One Month Spending Freeze Challenge

Day 2 – Putting the Ix-Nay on Online Shopping

Day 3 – Setting Goals for the Spending Freeze Challenge

Day 4 – Journal Day: Surviving a Spending Freeze

Day 5 – 16 Quick Ways to Lower Your Grocery Budget

Day 6 – Writing Out a Menu Plan Based Around Cheap Meals

Day 7 – 30+ Foods to Start Making Instead of Buying

Day 8 – 8 Questions to Ask Yourself Before Spending Money on Your Child

Day 9 – Mix and Match Love Language Date {Completely Free and At-Home!}

Day 10 – Why You Should Enjoy Nature During a Spending Freeze

Day 11 – Journal Day: Random Acts of Kindness

Day 12 – 6 Ways to Make Better Use of Your Time

Day 13 – How to Find More Time in Your Day

Day 14 – Change Your Life…at Home…in Less than an Hour a Day

Day 15 – 11 Ways to Prevent Food Waste in Your Home

Day 16 – When You Can’t Afford to Take a Gift to a Party

Day 17 – Learning How to Be Content without Buying More

Day 18 – Journal Day: A Plan for Your Savings

Day 19 – Put Your Money Where Your Mouth Is and Save!

Day 20 – 10 Super Simple Ways to Lower Your Bills Right Now

Day 21 – 8 Ways to Save at Least $200 a Month on Car Expenses

Day 22 – 35+ Ideas for FREE Activities to Do with Kids

Day 23 – The Clever Way to Get What You Want in a Spending Freeze

Day 24 – 3 Easy Ways to Make Decluttering Fun

Day 25 – What’s Your Money Motivator?

Day 26 – The Best Things in Life Are Free {Printable Quote}

Day 27 – The Benefits of Delayed Gratification

Day 28 – One Habit That Can Save You Thousands in the Future

Day 29 – Financial Habits Every Family Should Practice

Day 30 – How to Use a Calendar to Evaluate Your Spending

Day 31 – 4 Lessons Learned from the Spending Freeze Challenge

In case you are new around these parts, I’ll catch you up to speed on why my family and I have been doing a spending freeze for so long.

In June of 2014, my husband quit his job of nearly 5 years. He actually had plans to stick around for a while, but some problems started happening with other co-workers and he decided he would be happier if he left. He found a job right away, but his pay was cut nearly in half. I’m a stay-at-home mom, so this was a huge shock to us and our finances. We had to figure out a way to stay afloat without going into debt or losing everything.

So we started a spending freeze. We started making small changes to our spending habits that saved us money instantly. We are to a point now that we are only spending money on our most basic needs.

At the beginning of 2015, my husband started his own business. This meant that we actually had zero income for a while. We had to start using our savings to get us through. We still do not have a steady income from his business, but we are finding ways to make it work. Sometimes I am able to make a little bit of money from my blog, which is a huge blessing (and I truly appreciate anyone who has directly helped me earn money through affiliate links).

But we continue to be in a spending freeze.

So whether you need to do a spending freeze or you would just like to try it out and see how it can affect your life, please jump in and do this One Month Spending Freeze Challenge whenever you can. This spending freeze has changed my life forever, and I believe it can change yours as well.