Financial Habits Every Family Should Practice

*This is the 29th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* You have made it so far in this spending freeze challenge. Can you see the light at the end of the tunnel? You’re almost done! © igor / Dollar Photo Club… Keep reading →

Learning How to Be Content without Buying More

*This is the 17th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* I remember when I got my first large sum of money when I was barely a teenager. I had worked a whole month for just over $300 babysitting two girls who… Keep reading →

Mix and Match Love Language Date {Completely FREE and At Home!}

*This is the 9th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Dating and spending freezes don’t mix, do they? Sure they do!! You can do a ton of stuff for completely FREE in the comfort of your own home. © Rido / Dollar Photo… Keep reading →

4 Things You Should Do Each and Every Pay Day

I used to take pay days for granted. It was exciting to finally get paid after working so hard for two weeks. We didn’t do anything extravagant with our paychecks, but we definitely spent them without a plan in place on both necessary and unnecessary expenses. © iQoncept / Dollar Photo Club My biggest mistake?… Keep reading →

Two Incomes to One: How Much Money Does It Really Take to Be a Stay-at-Home Mom?

The closer and closer we got to the birth of our oldest daughter over three years ago, the more I wondered if we would be okay financially when I quit my job. At that time there were other pregnant women around me, and they were going back to work after maternity leave. It made me… Keep reading →

Two Incomes to One: Projecting Expenses for One Income

Warning: There is a lot of math in this post. Prepare your mind! 😉 Before you decide to become a one-income family, you should do some pre-planning to find out if you are really ready. It’s easy to assume that you will be just fine living with a little less until a couple months or… Keep reading →

How to Manage Your Money on a Slim Income

There are thousands of reasons you could be living on a really slim income. Maybe you and your spouse are both attending school and you each have part-time jobs. Or perhaps you chose to follow your dream of being a writer, but your income is nothing to brag about. It’s really okay if you don’t… Keep reading →

No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →

10 Ways to Save on First Year Baby Costs

Babies are tiny little blessings sent straight from heaven, but, MY, do they cost a lot! Don’t believe what the reports say, though, that babies cost an average of $12,000 the first year. That’s a bunch of malarkey. You can definitely save a pretty penny if you really want to, and I’m going to share… Keep reading →

7 Valid Reasons Why I Don’t Coupon

Saving money on groceries is critical as a homemaker. It’s easy to overspend on any given shopping trip, and money saved can go towards other important things in the budget. One huge way that you can save money on groceries is by couponing. But, here’s the deal, in the 7 years I’ve been married, I… Keep reading →