Journal Day: A Plan for Your Savings

*This is the 18th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Earlier in the month, we discussed the importance of writing out goals for a spending freeze. Without a goal for your money, it will not be utilized to its maximum potential, and… Keep reading →

8 Questions to Ask Yourself Before Spending Money on Your Child

*This is the 8th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* My attempts at managing our money fairly well fell by the way side shortly after we started a family. For me this had nothing to do with spending money on my daughter…. Keep reading →

How to Prepare Financially for Winter

The first half of my life (a good 13 or 14 years) was full of epic snowfalls, white Christmases, and terrible snowdrifts. These events have become fewer and farther between during the second half of my life. © volgariver / Dollar Photo Club Last year was a record-breaking year for snowfall in much of the United… Keep reading →

Online Resources for At-Home Preschool

This school year I have a 3 year old and a 1 year old. My three year old just barely turned that age, so I think it is best if I wait until next school year to possibly send her to a preschool. Until that time I would like to teach her at home. We… Keep reading →

No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →

How to Save Money at Target

In the great debate of Target vs Walmart, I believe it all comes down to preference. For the longest time, though, I was shopping at Walmart because I believed I couldn’t afford to shop at Target. Now that I know how to save money at Target, you’d be hard pressed to find me at Walmart…. Keep reading →

Giving Assistant: Cash Back That Helps You Give Back

I was paid to review this website, but all opinions are my own. Whenever I think about giving back, I immediately think of Christmastime. Obviously, though, I know that you can give back year round. There are a ton of opportunities to serve and volunteer, you just need to do a little research. © momius… Keep reading →

When Saving Money Becomes a Burden

When we first went from two incomes down to one after Sofía was born, I sort of played the “we can’t save money” game. Looking back, had I decided that we should put X amount away each paycheck, we would’ve been in a better position. It also shouldn’t have been that hard to do a few spending… Keep reading →

How to Inspect a Car Like a Mechanic to Save Money

My first car was such a breath of fresh air. When I bought it I was 18, a senior in high school, and had my first job. The reasons why this car was such a highlight in my life were as follows: I still took the bus to school. Loser (cough). I drove my dad’s… Keep reading →

7 Ways to Save Thousands on Big Ticket Items

In one of my most boring finance classes in college, I actually learned something valuable that can be applied to anyone’s life. The concept was for a business, but it can be translated to this: Invest in large items that will benefit your family or it’s just not worth it. You can’t buy frivolous items that are just… Keep reading →