Two Incomes to One: Projecting Expenses for One Income

Warning: There is a lot of math in this post. Prepare your mind! 😉 Before you decide to become a one-income family, you should do some pre-planning to find out if you are really ready. It’s easy to assume that you will be just fine living with a little less until a couple months or… Keep reading →

How to Manage Your Money on a Slim Income

There are thousands of reasons you could be living on a really slim income. Maybe you and your spouse are both attending school and you each have part-time jobs. Or perhaps you chose to follow your dream of being a writer, but your income is nothing to brag about. It’s really okay if you don’t… Keep reading →

No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →

10 Ways to Save on First Year Baby Costs

Babies are tiny little blessings sent straight from heaven, but, MY, do they cost a lot! Don’t believe what the reports say, though, that babies cost an average of $12,000 the first year. That’s a bunch of malarkey. You can definitely save a pretty penny if you really want to, and I’m going to share… Keep reading →

7 Valid Reasons Why I Don’t Coupon

Saving money on groceries is critical as a homemaker. It’s easy to overspend on any given shopping trip, and money saved can go towards other important things in the budget. One huge way that you can save money on groceries is by couponing. But, here’s the deal, in the 7 years I’ve been married, I… Keep reading →

Two Incomes to One: Simple Habit Changes That Will Save You Money

One thing I know is absolutely true when you are going from two incomes down to one: it takes a bit of sacrifice on everyone’s part to make it work. We decided I should be a stay-at-home mom after our first daughter was born, and when my income was gone (after maternity leave ran out)… Keep reading →

Cost Comparison: Baby Food

One of the most exciting steps you will take as your baby grows is introducing solids to him. It’s kind of fun to see the expression on baby’s face and to find out what he will do with a spoon. But the options for giving baby solids is somewhat overwhelming. You have to decide what… Keep reading →

When Saving Money Becomes a Burden

When we first went from two incomes down to one after Sofía was born, I sort of played the “we can’t save money” game. Looking back, had I decided that we should put X amount away each paycheck, we would’ve been in a better position. It also shouldn’t have been that hard to do a few spending… Keep reading →

Why You Should Consider Having a Secondhand Baby Shower

A baby shower is such a special event to share in the joy of the new baby to arrive. It’s also so necessary for first time parents. If you’ve never been into a baby store, you might be shocked at just how much everything costs and how quickly it all adds up when you are… Keep reading →

How to Make the Most of Bonus Money

In the past, when we’ve received “extra” money from one of our jobs, I wasn’t super strategic about how we used it. This would be my 7th mistake as our family’s finance manager. The extra money I speak of came in the form of a bonus or third paycheck (as opposed to the normal two… Keep reading →

Do I Really NEED That?

When it comes to spending habits, I’m somewhat a blend of both of my parents. My mom is a spender, my dad is a saver. I tend to lean more towards the saver and sometimes I border on being cheap, but in the last little while I’ve been an all-out spender, my second mistake as… Keep reading →

My Struggles as the Family Finance Manager

I grew up in a house where my dad handled the finances…diligently. I married a man who, for one reason or another, hates the thought of looking money square in the eye. He loves throwing it around and wasting it, but he doesn’t like to face the music and see how much, exactly, he spent…. Keep reading →

Baby Stuff We Had to Live WITHOUT

When I quit my job nearly two years ago to become a stay-at-home mom, I was making more money than my husband was. Shocking, right?! So why did I quit? I wanted to stay home with my daughter, and I knew that nobody would take care of her like I could. It takes a ton… Keep reading →

Clever and Cheap Anniversary Gift Idea

An anniversary is such a special time to show your spouse how much you care, but it can get really expensive. My husband and I celebrated our 6th wedding anniversary this year, but I decided to go the cheap and simple route. I made his gift, and it was just as special, if not more… Keep reading →