Brilliant Ways to Save Money for Your Baby’s 1st Year

Did you just get the wonderful news? You’re pregnant?? Congratulations!! I can vividly remember the moments we found out we were expecting our first, second, and third children because they were all life-altering events. Having a baby is a huge commitment mentally, physically, and, especially, financially. © Oksana Kuzmina – stock.adobe.com While I do not believe… Keep reading →

11 Expenses You Can Easily Lower and Get for Cheap

When my husband left his previous job and started on the path to business ownership, we had to sacrifice many, many things. But, to be honest, it wasn’t that difficult because I have always been a very frugal person by nature. No money for clothes. No problem. We’ll just continue to wear the clothes we have…. Keep reading →

20 Excellent Resources for Budgeting Newbies

I’ve got 6 words for you. Budget. Budget. Budget. Budget. Budget. Budget. © wandee007 – stock.adobe.com   Does that word tend to make you anxious? Just think of it as a synonym for “spending plan,” which gets a better rap and helps you understand its purpose right away. If you have entered the world of… Keep reading →

The Ideal Amount to Save in Your Emergency Fund

The events of last year wiped out our emergency fund. We started the year with a decent amount of money in our savings account, but then we had to use most of it to pay for our basic needs throughout the year. © ZIQUIU / Dollar Photo Club I will be forever grateful that we had… Keep reading →

Think You’re Terrible with Money? Think Again.

I’ve mentioned before that my dad taught me how to budget after I got my first real part-time job in high school. Budgeting seemed easy enough, especially because my expenses were fairly low and I had two goals in mind: to pay off my adorable new-to-me VW Cabrio and save as much money as possible… Keep reading →

How to Avoid Becoming House Poor

We bought a house 2 1/2 years ago. When I say bought, I mean we borrowed a large amount of money, forked over a small amount of cash, and landed ourselves a 30-year loan with a payment that includes the cost of the mortgage, home insurance, taxes, and private mortgage insurance (or PMI). © Iriana… Keep reading →

How to Network as a Stay-at-Home Mom

I left the workforce in 2012 by choice. I had been working at my first “big girl” job right out of college for a mere 8 months when my first baby was born and I took my paid maternity leave. After that ran out, I quit. © koti / Dollar Photo Club It was a… Keep reading →

5 Pieces of Financial Wisdom I Would Tell My Newlywed Self

When I got married more than 7 years ago, I didn’t realize how quickly my financial picture would change. I had a lot of money (at least relative to my age) in my savings account, but my husband definitely did not have money. Less than two months after our wedding, we were selling his newer… Keep reading →

One Tip that Makes Budgeting Work in My Marriage

The word budgeting often stirs up negative feelings inside of me. © alexkich / Dollar Photo Club Money in Marriage When I was a child, my parents argued the most when it was time to budget. “Mom! It’s time to do the budget!” My dad would yell across the house. I could almost hear my… Keep reading →

How to Use a Calendar to Evaluate Your Spending

*This is the 30th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* In a few days, you will no longer be doing this spending freeze, unless you choose to continue. That means you could easily fall back into your old ways or you… Keep reading →