Irregular Expenses You Forgot to Put in Your Monthly Budget

You’re going along great in the month and then BAM! You get hit with a big car insurance bill due in a few weeks that you totally forgot about. Is it already time to renew? © Kaspars Grinvalds / Dollar Photo Club Does this happen to you a lot with car insurance and other non-monthly expenses throughout… Keep reading →

How to Make a Mosaic of Your Favorite Picture

The agonizing part of being a photo fanatic is that you have thousands of pictures and they are ALL your favorite. You can’t pick just one to hang on the wall. And, that, my friends, is why I am in love with making photo mosaics. Right before we moved into our house, we celebrated our 5 year… Keep reading →

The Ideal Amount to Save in Your Emergency Fund

The events of last year wiped out our emergency fund. We started the year with a decent amount of money in our savings account, but then we had to use most of it to pay for our basic needs throughout the year. © ZIQUIU / Dollar Photo Club I will be forever grateful that we had… Keep reading →

Eating in Season: Winter Edition

Now that I have two toddlers in the house, I really want to get more variety into our diets. Like most families, we have certain foods that we tend to buy over and over. That really is great for keeping the grocery bill down, but it’s not so great for little growing bodies and keeping… Keep reading →

Think You’re Terrible with Money? Think Again.

I’ve mentioned before that my dad taught me how to budget after I got my first real part-time job in high school. Budgeting seemed easy enough, especially because my expenses were fairly low and I had two goals in mind: to pay off my adorable new-to-me VW Cabrio and save as much money as possible… Keep reading →

An Amazing Way to Slow Down Your Spending

I remember it like it was yesterday. We had gotten to a point where we could pay for all our bills each month, save some money, and give. We had also just received a nice tax refund, and it was like GREEN LIGHT! Go spend that money on a few things you’ve always wanted! © Antonioguillem… Keep reading →

10 Healthy and Tasty Meal Ideas for Families in Need

After I gave birth to both of my daughters, people in my neighborhood and some family members brought over meals for about 3 days. It was wonderful. No, downright glorious. I didn’t have to think about cooking, and I got to taste some really yummy stuff that others made. Since I know what it’s like… Keep reading →

How to Avoid Becoming House Poor

We bought a house 2 1/2 years ago. When I say bought, I mean we borrowed a large amount of money, forked over a small amount of cash, and landed ourselves a 30-year loan with a payment that includes the cost of the mortgage, home insurance, taxes, and private mortgage insurance (or PMI). © Iriana… Keep reading →

How to Network as a Stay-at-Home Mom

I left the workforce in 2012 by choice. I had been working at my first “big girl” job right out of college for a mere 8 months when my first baby was born and I took my paid maternity leave. After that ran out, I quit. © koti / Dollar Photo Club It was a… Keep reading →

A Frugal Gift Guide for Bread Enthusiasts

Do you happen to know a bread aficionado or someone who really wants to learn how to make bread? If you would like to get a gift for the bread lover in your life for Christmas or a birthday, you’ve come to the right place! Below I will share my gift guide for that special… Keep reading →