Brilliant Ways to Save Money for Your Baby’s 1st Year

Did you just get the wonderful news? You’re pregnant?? Congratulations!! I can vividly remember the moments we found out we were expecting our first, second, and third children because they were all life-altering events. Having a baby is a huge commitment mentally, physically, and, especially, financially. © Oksana Kuzmina – stock.adobe.com While I do not believe… Keep reading →

11 Expenses You Can Easily Lower and Get for Cheap

When my husband left his previous job and started on the path to business ownership, we had to sacrifice many, many things. But, to be honest, it wasn’t that difficult because I have always been a very frugal person by nature. No money for clothes. No problem. We’ll just continue to wear the clothes we have…. Keep reading →

How to Create Your Own Birth Announcements to Save Money

Just as you bring your tiny bundle of joy home from the hospital, you might remember that you still have to get newborn pictures taken as well as find the perfect birth announcement to share the wonderful news with everyone. And neither of those expenses are cheap. Even with a coupon from one of the big… Keep reading →

Irregular Expenses You Forgot to Put in Your Monthly Budget

You’re going along great in the month and then BAM! You get hit with a big car insurance bill due in a few weeks that you totally forgot about. Is it already time to renew? © Kaspars Grinvalds / Dollar Photo Club Does this happen to you a lot with car insurance and other non-monthly expenses throughout… Keep reading →

The Ideal Amount to Save in Your Emergency Fund

The events of last year wiped out our emergency fund. We started the year with a decent amount of money in our savings account, but then we had to use most of it to pay for our basic needs throughout the year. © ZIQUIU / Dollar Photo Club I will be forever grateful that we had… Keep reading →

An Amazing Way to Slow Down Your Spending

I remember it like it was yesterday. We had gotten to a point where we could pay for all our bills each month, save some money, and give. We had also just received a nice tax refund, and it was like GREEN LIGHT! Go spend that money on a few things you’ve always wanted! © Antonioguillem… Keep reading →

35+ Ideas for FREE Activities to Do with Kids

*This is the 22nd day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* My parents took me to Disneyland for the first time when I was five. They told me it was my birthday present, but now that I’m older, I know that was… Keep reading →

8 Ways to Save at Least $200 a Month on Car Expenses

*This is the 21st day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* You’ve been waiting for this one, haven’t you? Owning a car is a whole ordeal, what with car registration all the way to car insurance, and it can get expensive real… Keep reading →

10 Super Simple Ways to Lower Your Bills Right Now

*This is the 20th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* While we’re not spending any money on anything we don’t need this month, it’s still important that we take a look at our necessary expenses and figure out what we can… Keep reading →

Put Your Money Where Your Mouth Is and Save!

*This is the 19th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Ever since my husband started his business, we have been earning less money than he makes. This means we are taking money from savings each month. Our emergency fund has almost… Keep reading →

Journal Day: A Plan for Your Savings

*This is the 18th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Earlier in the month, we discussed the importance of writing out goals for a spending freeze. Without a goal for your money, it will not be utilized to its maximum potential, and… Keep reading →

8 Questions to Ask Yourself Before Spending Money on Your Child

*This is the 8th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* My attempts at managing our money fairly well fell by the way side shortly after we started a family. For me this had nothing to do with spending money on my daughter…. Keep reading →

How to Prepare Financially for Winter

The first half of my life (a good 13 or 14 years) was full of epic snowfalls, white Christmases, and terrible snowdrifts. These events have become fewer and farther between during the second half of my life. © volgariver / Dollar Photo Club Last year was a record-breaking year for snowfall in much of the United… Keep reading →

Online Resources for At-Home Preschool

This school year I have a 3 year old and a 1 year old. My three year old just barely turned that age, so I think it is best if I wait until next school year to possibly send her to a preschool. Until that time I would like to teach her at home. We… Keep reading →

10 Fantastic Ideas for Saving on Nursery Decor Costs

This is a guest post by Saskia from My Kind of Monday. I love her ideas on saving some money while furnishing your nursery. When my cousin found out she was expecting her first child, everyone was thrilled with the news. Of course, we knew it wasn’t going to be easy for them financially, so… Keep reading →