No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →

How to Improve Your Credit Score

This post is brought to you by Credit Sesame. All opinions are my own. Establishing credit can be difficult at first, but, once you get past that, you should be free sailing your way to a great credit score! Actually, there’s much more to it than that. It takes a lot of good money habits to… Keep reading →

4 Steps to Creating Lasting Change on Your Finances

You guys know I love numbers. I actually get excited to do cost comparisons. How nerdy is that, seriously? But I have made plenty of financial mistakes lately, and each one has made this ripple effect that has ultimately led our family finances to the point they are at now: painfully weak. Before I go deeper… Keep reading →

How to Save Money at Target

In the great debate of Target vs Walmart, I believe it all comes down to preference. For the longest time, though, I was shopping at Walmart because I believed I couldn’t afford to shop at Target. Now that I know how to save money at Target, you’d be hard pressed to find me at Walmart…. Keep reading →

Giving Assistant: Cash Back That Helps You Give Back

I was paid to review this website, but all opinions are my own. Whenever I think about giving back, I immediately think of Christmastime. Obviously, though, I know that you can give back year round. There are a ton of opportunities to serve and volunteer, you just need to do a little research. © momius… Keep reading →

Family Financial Planning: What Is It Exactly?

As I prepared to complete my undergraduate degree four years ago, I thought I knew exactly what I wanted to do with my life. I had taken the classes to prepare myself for a career in financial planning, but as I went to a couple interviews for positions, I realized it wasn’t the path for… Keep reading →

When Saving Money Becomes a Burden

When we first went from two incomes down to one after Sofía was born, I sort of played the “we can’t save money” game. Looking back, had I decided that we should put X amount away each paycheck, we would’ve been in a better position. It also shouldn’t have been that hard to do a few spending… Keep reading →

How to Inspect a Car Like a Mechanic to Save Money

My first car was such a breath of fresh air. When I bought it I was 18, a senior in high school, and had my first job. The reasons why this car was such a highlight in my life were as follows: I still took the bus to school. Loser (cough). I drove my dad’s… Keep reading →

7 Ways to Save Thousands on Big Ticket Items

In one of my most boring finance classes in college, I actually learned something valuable that can be applied to anyone’s life. The concept was for a business, but it can be translated to this: Invest in large items that will benefit your family or it’s just not worth it. You can’t buy frivolous items that are just… Keep reading →

Properly Itemizing Charitable Donations on Your Taxes

The Festival of Trees here in Salt Lake has come and gone. I was so happy to be a part of it. I teamed up with my best friend to decorate and donate a 4 foot tree to the Festival. Our theme was Handel’s Messiah, so there were music notes, french horns, bells, and doves…. Keep reading →