11 Ways to Prevent Food Waste in Your Home

*This is the 15th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* The other night I made a big pot of soup and wasted more than half of it. © Elena Milevska / Dollar Photo Club On purpose? Of course not. We had… Keep reading →

Ideas for Tracking Household Expenses

Keeping a household budget requires that you know where your money is going each month. If you’re not keeping track of these details, you really can’t know your financial situation all too clearly, and you won’t be able to do a budget. Keeping track of your expenses, whether daily or monthly, will help you stay… Keep reading →

A Surefire Way to Get Your Will Written

What is it about a will that makes so many people procrastinate writing one? Is it too complicated or do they think they need a lawyer? Or is it that discussing details about death makes people nervous? I believe most people put off their will for all of these reasons. But for me, these are not… Keep reading →

How to Manage Your Money on a Slim Income

There are thousands of reasons you could be living on a really slim income. Maybe you and your spouse are both attending school and you each have part-time jobs. Or perhaps you chose to follow your dream of being a writer, but your income is nothing to brag about. It’s really okay if you don’t… Keep reading →

No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →

How to Improve Your Credit Score

This post is brought to you by Credit Sesame. All opinions are my own. Establishing credit can be difficult at first, but, once you get past that, you should be free sailing your way to a great credit score! Actually, there’s much more to it than that. It takes a lot of good money habits to… Keep reading →

4 Steps to Creating Lasting Change on Your Finances

You guys know I love numbers. I actually get excited to do cost comparisons. How nerdy is that, seriously? But I have made plenty of financial mistakes lately, and each one has made this ripple effect that has ultimately led our family finances to the point they are at now: painfully weak. Before I go deeper… Keep reading →

Reasons to Be Thrifty

Throughout our marriage we’ve had times of abundance and times of scarcity. During the periods of abundance, we spent more money because we had more money. And since we didn’t have a great handle on our situation, we ended up with less money than we should have. If we had chosen to be really thrifty… Keep reading →

How to Save Money at Target

In the great debate of Target vs Walmart, I believe it all comes down to preference. For the longest time, though, I was shopping at Walmart because I believed I couldn’t afford to shop at Target. Now that I know how to save money at Target, you’d be hard pressed to find me at Walmart…. Keep reading →

When Saving Money Becomes a Burden

When we first went from two incomes down to one after Sofía was born, I sort of played the “we can’t save money” game. Looking back, had I decided that we should put X amount away each paycheck, we would’ve been in a better position. It also shouldn’t have been that hard to do a few spending… Keep reading →