How to Endure Difficult Financial Trials in Any Season of Life

We’ve had lots of rocky financial moments in our marriage. From the time we got married until now, nearly 8 years later, I can’t think of any year that was perfectly financially sound, if you will. We have learned so much from these difficult periods. If I could go back in time, I wouldn’t change a thing…. Keep reading →

Irregular Expenses You Forgot to Put in Your Monthly Budget

You’re going along great in the month and then BAM! You get hit with a big car insurance bill due in a few weeks that you totally forgot about. Is it already time to renew? © Kaspars Grinvalds / Dollar Photo Club Does this happen to you a lot with car insurance and other non-monthly expenses throughout… Keep reading →

The Ideal Amount to Save in Your Emergency Fund

The events of last year wiped out our emergency fund. We started the year with a decent amount of money in our savings account, but then we had to use most of it to pay for our basic needs throughout the year. © ZIQUIU / Dollar Photo Club I will be forever grateful that we had… Keep reading →

Think You’re Terrible with Money? Think Again.

I’ve mentioned before that my dad taught me how to budget after I got my first real part-time job in high school. Budgeting seemed easy enough, especially because my expenses were fairly low and I had two goals in mind: to pay off my adorable new-to-me VW Cabrio and save as much money as possible… Keep reading →

An Amazing Way to Slow Down Your Spending

I remember it like it was yesterday. We had gotten to a point where we could pay for all our bills each month, save some money, and give. We had also just received a nice tax refund, and it was like GREEN LIGHT! Go spend that money on a few things you’ve always wanted! © Antonioguillem… Keep reading →

How to Avoid Becoming House Poor

We bought a house 2 1/2 years ago. When I say bought, I mean we borrowed a large amount of money, forked over a small amount of cash, and landed ourselves a 30-year loan with a payment that includes the cost of the mortgage, home insurance, taxes, and private mortgage insurance (or PMI). © Iriana… Keep reading →

5 Pieces of Financial Wisdom I Would Tell My Newlywed Self

When I got married more than 7 years ago, I didn’t realize how quickly my financial picture would change. I had a lot of money (at least relative to my age) in my savings account, but my husband definitely did not have money. Less than two months after our wedding, we were selling his newer… Keep reading →

One Tip that Makes Budgeting Work in My Marriage

The word budgeting often stirs up negative feelings inside of me. © alexkich / Dollar Photo Club Money in Marriage When I was a child, my parents argued the most when it was time to budget. “Mom! It’s time to do the budget!” My dad would yell across the house. I could almost hear my… Keep reading →

One Habit That Can Save You Thousands in the Future

*This is the 28th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Several years ago, my grandparents came to visit me and my husband. The first thing my grandpa asked me was if I had a ladder and a light bulb so he… Keep reading →

Journal Day: A Plan for Your Savings

*This is the 18th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Earlier in the month, we discussed the importance of writing out goals for a spending freeze. Without a goal for your money, it will not be utilized to its maximum potential, and… Keep reading →

11 Ways to Prevent Food Waste in Your Home

*This is the 15th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* The other night I made a big pot of soup and wasted more than half of it. © Elena Milevska / Dollar Photo Club On purpose? Of course not. We had… Keep reading →

Ideas for Tracking Household Expenses

Keeping a household budget requires that you know where your money is going each month. If you’re not keeping track of these details, you really can’t know your financial situation all too clearly, and you won’t be able to do a budget. Keeping track of your expenses, whether daily or monthly, will help you stay… Keep reading →

A Surefire Way to Get Your Will Written

What is it about a will that makes so many people procrastinate writing one? Is it too complicated or do they think they need a lawyer? Or is it that discussing details about death makes people nervous? I believe most people put off their will for all of these reasons. But for me, these are not… Keep reading →

How to Manage Your Money on a Slim Income

There are thousands of reasons you could be living on a really slim income. Maybe you and your spouse are both attending school and you each have part-time jobs. Or perhaps you chose to follow your dream of being a writer, but your income is nothing to brag about. It’s really okay if you don’t… Keep reading →

No More Living Paycheck to Paycheck! You Can Do Better Than That!

Living paycheck to paycheck is so common that it’s almost a thing, am I right? But you don’t have to fit that mold! You can break free, even if you feel like you’ll never get ahead! What you have to do is start today by changing your behavior. The more impulsive you are about money,… Keep reading →